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I was 23 and had it all! A great job, had purchased my mother a house and was on the mortgage, a girlfriend of 2 years, we were saving for a house and on the verge of getting engaged. Then my addiction kicked in. I don't know what triggered it, it just happened. Started small and gradually got worse. It all started with sports betting, I'd occasionally bet on the football just for fun the odd accumulator here and there. In my role at the time gambling was a huge part of the culture, so many of the guys were doing it. Have a feeling this may be what contributed to my problem. Addiction 1 - Sports Betting Anyway, it escalated from football onto tennis. I was literally betting on who was going to win the next serve or game! This is what got me hooked. One night I managed to turn £200 into £1,500... and proceeded to lose the lot the very next morning. Just didn't know when to stop! This got worse and worse, and I ended up betting in excess of £100 per point. In the end I had this feeling the games were fixed! There was a pattern where the favourite would lose the first game, be on the verge of losing the second or third and then all of a sudden make a sudden comeback and win when the odds were all against them. It was a game involving John Isner. I'll never forget it, at the time I was about £7k in debt, with £1.5k in my betting account. John Isner was on the verge of losing, but he was breaking every serve in the match at odds of 7/1. I started betting on him breaking the serve, turned £1.5k into over £12k... I was over the moon. Withdrew £11k, left £1k in the account and thought I was clear. This was not the end. I lost and proceeded to eat into the £11k. From that point onwards I was well and truly addicted, 11 months later I had a mental breakdown in front of my girlfriend and parents. £40k in debt but promising to them I would get out and change my life. Soon after the UK released a scheme that would allow you to self exclude from every gambling website, this successfully curbed my addiction, although I did still have a few relapses. 17 months later, November 2017. I finally had my first month's wages, I was debt free and life seemed to be back to normal. My girlfriend had stuck by me and we were starting to look for a house! Addiction 2 - Cryptocurrency All was great except one of my friends mentioned to me to buy some bitcoin it was going to boom. So in the first month I researched bitcoin like crazy... having first heard about it in 2013 I felt I simply couldn't miss out on this opportunity. I stumbled across altcoins and decided to invest in Tron. £1k, turned into £5k in under a month. My addiction triggered all over again. Bitcoin proceeded to rise to £20k from £10k, the market was bullish. Then the bitcoin crash happened and over the proceeding months it fell to £3k. During that time I was made aware of a platform called 'Bitmex'. Whereby I could leverage my original investment by upto 100x. This is what ruined my life, at one point I had three bitcoins in the account and again within two weeks they were all gone! Fastforward 9 months, September 2018. My girlfriend and I were scheduled to fly to the Chicago to drive route 66 from start to finish. I broke down again, this time in £20k worth of debt, I simply couldn't handle it. This time around my girlfriend left me, I understand and had been expecting it... who would want to waste their life with an addict that simply didn't seem to want to help himself? My parents were on the verge of disowning me, this was what I thought was going to be my lowest. My parents decided to help me, they took control of my finances. Got new loans out to pay for the mess I had created, and this is the part that kills me. I betrayed my own parents in order to continue with my addiction. At the end of it all upto £50k in debt, all thanks to Bitmex. It killed me, I couldn't self exclude and the company simply refused to do anything about it. I felt helpless to this brain draining addiction. No idea how but I kicked the habit over time. In March 2019 I moved out of the family home I helped to purchase and moved 5 hours north for a new job, in a new town. We had a plan, I was throwing every single penny I had at the debt. It was slowly going down and I was happy! Addiction 3 - stocks and shares At this point I had my own allowance to live on. Instead of living a normal life I saved every penny, lived off the cheapest of microwave meals and was putting everything into my share portfolio. I was investing in cryptocurrency with low leverge and doing well, this is what I knew! Then, news broke that Thomas Cook was going bust. I thought that there's no way the government would let such a large company go into administration. I had a friend that worked there in the accounts department, decided to reach out to him. He gave me information that the company was set to be recovered and they had nothing to worry about. I invested at the lowest of prices! HE WAS WRONG. I proceeeded to lose my entire portfolio on this one mistake. For over 6 months I had put everything into this portfolio which amassed to just over £6k. September 2019. This crippled me, I was addicted again. I proceeded to take out loans and max credit cards in order to get my portfolio back. I then decided to short WHSmith as it was at it's all time high. It rose and rose, I closed my position losing over £3k. This was over the course of three months and in that time I got a new job and moved home. Christmas once again, can't buy my family presents as I've no money. Life sucked, I didn't know what to do - there was nothing I could do! Fastforward to March 2020. I'm now in £37k worth of debt, my parents know about £31k of it. Coronavirus is really starting to affect the world. Little did I know it would rock the stock market so much. I discovered oil, a reasonable price of $32. It had just crashed from $50. I thought surely it can't go any lower. It could... I lost my entire portfolio, then took out my final £4k loan. Proceeded to lose the lot in oil. By this time oil was priced as low as $7. I scrambled to throw my last £100 at the account. It bounced right as I bought at around $8. Upto $16... all the way up I kept closing and reopening. Within 8/9 hours my account had a balance of £24k. Yes!! I could pay off all of my hidden debt, give my Mum £10k to pay off that and I'd be left in debt of circa £20k. I withdrew £2.5k and left the balance ready to withdraw the next day. The next morning I went to work. Normal as can be, nothing invested just £20k sitting there. I made the mistake of investing more in oil. I got greedy! £15k... £21k... £15k... £10k... £4.8k... £6k... £3k... £2.2k... gone. Just like that, the entire balance gone. I was devastated. My last £2.5k in the bank, deposited... gone. Wages, deposited... gone. Sold my laptop, deposited... gone. Addiction is real the worst thing you can do is to make a big gain... what follows is often devastating and life destroying. I'm now in £42k worth of debt. Have admitted everything to my parents and am now working my way out of this mess. I will work towards a risk free life, a life where I'm not part of any get rich quick schemes. A life where I just work hard, live normally and love myself for who I am. I've lost money, a partner and a lot of sleep over the last few years. There's one thing I'll never get back, TIME. I'm now on a journey to find myself, kick these awful habits and get my life back on track. I'm now 26, have 17 months left of my debt sentence and this has been my three year hell.
Amazing news you might have missed (partnerships, new tools, new relationships)
I wanted to make this post right now when moral is (once again) at a low point. NANO is such a coin that is amazing and has an amazing community, yet it has to pass through many trials and tribulations to prove its own worth. Still NANO and the NANO FOUNDATION keeps on chugging, overcome each obstacle while only getting better. Yet the battle hasnt been won yet and we might face yet another dry season before rain season starts to happen. A lot of you are well aware of the upcoming technical updates (V19 and V20) as this usually is the main focus of both the foundation and this sub. Because of that and the whole LIBRA annoucement overwelming the community at large, the latest news on business opportunities, new relationships and even partherships that brings direct exposure to the (targeted) public have been overlooked. All of this has been talked about in the weekly update (this medium post). Now a quick note here (and a small jab to the community manager too) is that almost zero hype has been created from all of these GREAT news. If it was any other coin, even 1/10 of all these great changes would have been enough to cover the frontpage of CC and talked about in various blogposts/vlogs etc. We are talking about several Universities here that can have the option to use nano to pay for their lunch/coffee. That alone is HUGE and can be a great real life adoption as universities are places that usually are more friendlier towards innovation. Lets dissect the weekly post a bit more and follow the links up to see what the announcements really mean. In the light of focussing mainly on business orientated news (partnerships, exposure, new relationships etc.), some things ofc will be skipped: Interview Financial Times First what is mentioned is the interview of Colin with financial times currency correspondent Eva Szalay. Here is her page on the official website of the Financial Times UK: https://www.ft.com/stream/ff54f58c-6708-45fa-8c26-5b5baa7eb794 Now i cant find the interview yet, so i take it hasnt been published yet. Still, if this happens, it would mean great exposure as the FT is seen as a credible source of news. This would expose NANO to real investors alone. WIREX Afterwards, the CEO of WIREX spoke:
Wirex CEO Pavel Mateev took to the stage afterward to discuss some of the challenges his company has faced in working to bridge the gap between cryptocurrency and traditional fiat currencies over the last five years. Pavel also took some time to outline Wirex’s intent to expand its services beyond Europe — to North America, Asia, and even Africa.
The fact that Wirex, which also have adopted NANO, speaks at a NANO conference already speaks of measures. Wirex on that note alone can be seen as a 'partner' of NANO, i.e. one of NANO's partnerships. Its interesting to note Wirex also intends to expand in to Africa. For those who dont know what Wirex is, its a creditcard where you pay with crypto (and it says its accepted everywhere were visa is accepted too): https://wirexapp.com/ Within that context, NANO can already be used to buy regular things with through a creditcard from Wirex. This is yet another step for mainstream adoption. Kappture Still these are small things to consider (even though they do start to stack up!), the biggest announcement must be the partnership/adoption from Kappture:
Cutting-edge electronic point-of-sale device company, Kappture, presented their alpha integration of Nano into its merchant devices. The integration will mark the forward-thinking company’s first venture into offering users the opportunity to pay with cryptocurrency. With highly regarded institutions such as Saïd Business School and the University of West London among the users of the EPoS system, this integration will represent a significant step forward in the discovery of natural use cases of secure and decentralized cryptocurrency — with the ultrafast and fee-less transactions of Nano leading the way.
This might have been the biggest news of the week if Libra announcement didnt came out. Kappture adoption for NANO means exposure to a WILD range of publics. Please go to Kappture own website and see where there devices are being used. We are talking about: - The Championships Wimbledon - Football stadiums - Opera house - Cricket - Rugy - multiple universities (including Oxford) and business schools - Several business clients including Peugeot This is true adoption and major exposure to such a variety of people. These are mainly Europe/London based, which means NANO is set for adoption in the West (Europe). With wirex being a visa card where you can pay with NANO all over the world (as long as they accept visa), Kappture will give you the oppertunity to directly sell your NANO on several events/places through their ePOS system. If that wasnt enough the FOUNDATION has come with its own ePOS system, that is crypto agnostic (i.o.w. it accepts all crypto) yet still is secure and private: Appia
The much-anticipated unveiling of the Appia payment ecosystem capped the days' proceedings. Appia is a crypto agnostic service providing, amongst many other things, signed payment requests for strong customer protection. Built on the new Manta protocol, Appia focuses on security, privacy, and multi-channel capability. Appia will help simplify the process of both paying with cryptocurrency as a consumer and accepting it as a merchant.
This is not only amazing news for NANO, this is amazing news for the WHOLE crypto community! If it is cheap to make and easy to setup (targets that can be worked on), it could spread adoption all over the world. Africa Colin himself have said that developing countries will also become a business focus for the NANO foundation. Certain African countries already use digital cash called m-pesa and some have already become the first cashless society of earth. Its one of the reasons why Africa is very promising for blockchain currencies (as they can be trustless/permisionless/secure unlike m-pesa). Not only that, with Appia, Wirex and ofc the current (mobile/web) wallets and its tech, NANO FOUNDATION has strong tools for adoption in Africa. Possible second layer privacy option Now just think about NANO having a second layer privacy mixer (copying from the BANANO devs), and its hard not to be exited: https://medium.com/banano/introducing-camo-banano-bananos-privacy-layer-98a5bb0ecdb1. The library is already there. It can't be that hard to implement it, though its smart to first wait out and see how it works on BANANO (ironing all the bugs out) before implementing it on NANO. This is a fine example why it is extremely good for NANO to have a fork like BANANO, as it can become a testing ground for new tech (we really should be happy and Co exist/co work with each other in that front in my opinion). This is part from the BANANO medium post, but its well worth to mention, especially the last part:
These all on their own are worthy of their own medium post and should be talked about in vlogs/blogs etc. And i do wonder, with such wonderful news, why this all has been kept in a short medium post with not that even a lot of claps. These are major announcement yet are being kept quite for some reason. Maybe there is a reason for it though. As Libra has come and Bitcoin is taking off, maybe the marketing crew is abiding their time before dropping these bombs in to the public. Also, like i said, NANO is going to have to endure one last test, one last difficult price depression, before it has the chance to spread it wings. TLDR: - Financial times UK interview (exposure to serious investors) - Wirex being a serious partner of NANO (also, paying with NANO world wide everywhere VISA is accepted!) - Kappture partnership that includes exposure to several football/cricket/rugby clubs, theaters, universities (including Oxford), and other business (like Peugeot) - with this a good part of the Western/UK demography gets targeted, meaning immense exposure in the UK. - Appia device, agnostic crypto ePOS to lower the bar accepting crypto in your store World Wide - Oppertunities in Africa - Possible second layer mixer for privacy option (through BANANO development)
Cricket Bookies in line that accepts Indian Rupee Public Gaming Act of 2019 prohibits individuals of India from wagering on sporting activities wagering which has in some way disrupted business of cricket bookies in line of sporting activities betting. Nevertheless, talking about sporting activities betting, there is a percentage of charge of 100 INR, with possibly one-month imprisonment. Luckily, to resolve this problem, there are numerous lawful online betting sites for sporting activities, outside of India, that are more than satisfied to accept us as their consumers. We would here address one thing that, till the present date, no Indian has actually ever held reliant custodianship for betting on on-line cricket bookies. Which are favourite on the internet bookmakers in India? The best online wagering sites for cricket in India, in addition to being prominent amongst Indians, is Betbarter.net. They were a part of the first bookies that we knew of to supply purchases of deposits and withdrawals in Indian Rupee Money (INR). This bookie has an extensive variety of sporting activities offerings like Champions organization, IPL, La Liga, EPL, football I-league, Rugby, Horse Racing, tennis, boxing as well as boundless sporting activities covering throughout the world. Even though there are currently many other on-line sporting activities wagering sites using INR wagering accounts, many are not trustworthy. If you are searching for choices past Betbarter, we suggest adhering to sector leaders that are licensed, controlled and also have amazing notoriety. If Indian rupee isn't easily accessible as a cash option, open your account in Euro (EUR). We have consisted of much more extensive data bookmakers to take into consideration, later in this article.How can you use the best online betting in India? On the internet gaming  sites having a go at a post-up property. You can simply bet making use of cash from your account equilibrium. At the point when you put down a wager, the money is subtracted from your account. If the wager wins that cash comes back to your account equilibrium as well as the benefits are added to, you can deposit/withdrawal all or part of your balance whenever you want.Every sporting activities wagering site includes various options of down payments as well as withdrawals. We recommend you to surf the cashier choice to look through the alternatives readily available as well as pick the one that you know with. Be motivated that various websites ensure to acknowledge credit rating as well as debit cards, yet not all cards for India will work. There is a high rate of the card getting declined although you have cash in your wagering account. This is the reason for setting up e-wallets is prudent Skrill operating in India? Those who are serious about on-line wagering may want to have different e-wallets. The following I suggest establishing is www.skrill.com which has lower charges. Validating a Skrill account from India can be a moderate issue, so you require to get in the registration details very meticulously. The exciting news is as soon as you receive the verification treatment (often takes multi-week or a lot more) you'll be established to relocate money to any kind of sporting activities wagering website effortlessly. Neteller in India www.neteller.com is another popular e-wallet that can be made use of in India. Neteller is essentially a UK company licensed by federal government FSA (Financial Service Authority) to function as a web savings account. This e-wallet gives an option to open an account in lots of money, consisting of INR. Practically every online betting site offers NETELLER in their staff as both a deposit and also to withdrawal. You can use this comparable to your financial institution account.Getting squander of NETELLER is straightforward. They supply financial institution action withdrawals to any type of bank on the world and have various alternatives accessible also. The challenge is a lot more on the best means to include cash money to NETELLER originally. For this, you may need to use something like bitcoin to store. You can discover this in the funding section of your NETELLER  account. Bitcoins can be acquired making use of IMPS Financial institution Transfer from private venders advertising on Neighborhood Bitcoins. That site goes about as an escrow making it a safe technique to buy bitcoin online from India. Various other sites to consider for sports betting Betfair.com-It is the globe's largest wagering exchange as well as easy to use for Indians, as well as you can become familiar with the Betfair reviews. They supply to bet on Indian Premier Organization and also a wide variety of sporting activities from all over throughout the world. The main absent component here is I-league football betting. 188Bet.com-This internet site supplies online banking on football matches. This is a remarkable Oriental Bookmaker for Indians. They give the alternative of live betting on all the significant football competitions from all over the world, consisting of EPL and on leagues less well-known around the world, as an example, I-association, Chinese Super Organization, and so forth. They are, we would see it not the most effective for cricket.
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A few sign ups for people in the UK. Most of these work for outside of UK too.
A list of a few popular referrals and discounts i have used recently, check and see if you have done them all! hey everyone, just want to say that all of these signups will be available in the UK. I have done all of these myself so if you are having any problems, just ask:) for anyone who uses any of these at all, thank you! Football index ref:http://trade.footballindex.co.uk/raf/?tag=495197&name=Taylor non ref:https://www.footballindex.co.uk/ Difficulty: Easy Reward: £10 instructions: join through the ref link and deposit £10, you will instantly receive £10 which you can do what you like with:) Disclaimer: Someone on beermoneyuk has a code that will give you £50 instead of £10 since he has been using them longer. Feel free to use his link :) ping it: i must send you an invite via text :) Difficulty: ezpz Reward: £5 instructions: message me your mobile number and ill send you an invite. all you need to do is create the account and send a payment of only £1 top anyone. if you send to me, i will send right back. Curve: Promocode: D4KAXYAEhttp://www.curve.app/join#D4KAXYAE Curve non referral:www.curve.app Difficulty: Easy Reward: £5 instructions: simply sign up and you will receive £5 credit. to use this credit you can either go to the shop and make a purchase, or link to your paypal and just send the £5 to yourself/friend. I honestly use this app all the time for the 1% cashback. bnc10: referral:https://my.bnc10.com/register?invitedby=5mYuuxmP8oVGZNa6RqxI5E6ybxI3 bnc10: non referral:my.bnc10.com/register Difficulty: Easy Reward: 5 EURO instructions: Just create your account and deposit 25 EURO. you will then receive 5 euro :) bnc10 is a spanish banking app which will provide you with youre own spanish IBAN. very useful for completing some money transfer offers. Verse: referral: I must invite you via text message. reward: £10 verse: non referral: N/A Difficulty: Medium Reward: £10 instructions: After creating the account you must deposit AND move £20 in the app. If you dont have a family member or a friend to help, we can send £5 back and forth until you get the reward. Monese ref: TAYLO105 non ref: N/A difficulty: Easy/difficult. reward: £5 or £20 instructions: for the £5 reward, simply create an account and make your first purchase. (you can create a virtual card and just connect to google play and this should release the funds) for the £20 reward you must spend £500 with the card. Xoom referral:https://refer.xoom.com/s/taycraigen2 Xoom non referral:https://refer.xoom.com Difficulty: Medium reward: £25 instructions: create your xoom account and link it to your verified paypal account. you must send £50 not including fees to a different currency e.g. pounds > euro or euro > pounds. you will receive an email around 4 days after the transaction has been completed stating that your paypal account has been topped up. Transfergo:https://my.transfergo.com/en/sCBAS2or use sCBAS2 non ref: https://my.transfergo.com Difficulty: Easy Reward: £15 instructions: The same as xoom, you must send £50 to a different currency, once completd you can open the app/website and claim your £15. it will get sent to your bank account. westernunion ref:http://ssqt.co/mQfDi73 non ref: ---- Difficulty: Medium Reward: £10 amazon/google/itunes/nike/starbucks gift card. instructions: All of these money transfers are pretty similar, although this one doesn't require sending to a different currency. You just need to send £50. Coinbase ref:https://www.coinbase.com/join/craige_q?src=android-link non ref: Difficulty: Easy Reward: £7.49 - £100(bonus) BONUS: https://coinbase.com/earn/eos/invite/7nrxzvd6 BONUS:https://coinbase.com/earn/xlm/invite/vs352by7 instructions: Open an account today, and if you buy or sell £74 or more of crypto, you'll receive £7 worth of free Bitcoin. you can then cashout and withdraw if you like. BONUS: for these you can already have a coin base account. pimply put in your email and keep an eye out over the next couple days. You can then watch a couple very short videos and answers short quiz. you will be rewarded instantly and it doesn't matter if you answer all the questions wrong, you get as many tries as you like. CLEO ref:https://www.meetcleo.com/referrals?code=cleo-ISO6RP non ref: www.meetcleo.com Difficulty: Easy reward: £5 instructions: follow the link and create your account. All you need to do next is create a wallet and link your bank account, if youre having trouble or are unsure if you've connected your bank successfully, just let me know and i should be able to check it out for you. you will receive £5 usually withing a couple hours which you can withdraw straight away.
Just wanted to start a place where we can accumulate all of the known Apps that have been updated for the new iPhone X resolution. I don't know how well it will work, but my goal is to keep this main post updated with the Apps provided in the comments. I was validating each of them, but due to the number and struggle to keep up, I’m just taking new submissions for what they are (name and all). Help others by listing the full app name found in the App Store.
Here's the current alphabetized list:
Acorns: Invest Spare Change
AllTrails - Hiking & Running
Bloom - Coloring Book
Capital One Mobile
Chase Mobile (uses FaceID, but not updated for new resolution)
Citymapper Transit Navigation
Crypto Pro: Bitcoin Ticker
Darkroom - Photo Editor
Dark Sky Weather
Day One Journal
Deliveries: a package tracker
djay 2 for iPhone
djay Pro for iPhone
Documents by Readdle
Email - Edison Mail
ESPN: Live Sports & Scores
Expensify: Receipts & Expenses
Fandango - Showtimes + Tickets
Fantastical 2 for iPhone
Fog of World
Fooducate Healthy Weight Loss
Foursquare Swarm: Check-in App
Getaround - Instant Car Rental
Grindr - Gay chat
Halide - RAW Manual Camera
HoursTracker: Hours & Pay
Hydra - Amazing Photography
LastPass Password Manager
Lloyds Bank Mobile Banking
Microsoft Office Suite (Word, Excel, PowerPoint, Outlook, etc.)
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